Enjoy an Extra-Special Summer Holiday with a Listowel Credit Union Loan

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Foreign Exchange Service also back up and running!

The summer holiday continues to be a staple spend for Irish households, with holiday makers booking their trips earlier than ever and willing to spend more. A recent survey by the Irish Travel Agents Association revealed that holiday bookings are on the rise wit h 65% of travel agents reporting an increase in reservations in the past few months. The survey also reveals that cruises will be the top trend forholidays booked through travel agents in 2018, while an increasing number of people are also booking long-haul and multi-destination trips. These trips of course can be costly, and for many households, the summer holiday will be their largest spend of the year.

Denis Dillane, CEO of Listowel Credit Union said: “We know that our members in the North Kerry area work hard all year and look forward to a much-deserved break when the
summer months come around. With overseas holidays and multi-destination trips increasing in popularity, that summer trip can also take a hefty chunk out of the household budget. Our advice is to start planning now to ensure you spend within your means and that your trip is financially stress-free. If you know you’ll need to borrow, have a chat with us about our affordable holiday loan. Our loan comes without any transaction fees or charges. At Listowel Credit Union we have a flexible approach and we are happy to structure repayments in a way that works best for you, which means you won’t be paying off your summer break for months on end. So whether your plans for summer 2018 are a romantic cruise or a fun-filled family trip-of-a-lifetime we are here to make those plans a reality.”

Denis continued: “There are more advantages to a Listowel Credit Union holiday loan, as you are also free to pay off your loan early, make additional lump sum repayments or increase your regular repayments all without a penalty. Remember, in your local credit union, you are more than just a customer, you are a valued member. We are happy to accept loanapplications from all our members – those we see every day, our new members and those members we may not have seen in a while.”

Foreign Exchange
Denis also had some good news in relation to the Foreign Exchange service previously on offer in Listowel Credit Union. Denis said: “We are delighted to announce that our Foreign Exchange Service is back up and running! So if you are going on Holidays you can save time and money and order your foreign currency from Listowel Credit Union.”

The Credit Union offers a Bureau de Change and other Foreign Exchange services through FEXCO (Foreign Exchange Company of Ireland) with competitive exchange rates and low commission fees. A wide selection of currency notes are available for purchase. This service is only available to members of the Credit Union. Most common
currencies are readily available on demand e.g. Sterling, US Dollars, but members are advised to pre-order (especially large quantities) to avoid disappointment.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Loans are subject to approval. Lending criteria, terms and conditions apply. Listowel Credit Union Limited is regulated by the Central Bank of Ireland.

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