Lower Rate to help you Renovate!


Listowel Credit Union announces a new ‘Home Improvement’ loan rate of 7.5%*
Whether you are planning to replace your roof, build an extension or replace worn-out floors, talk to Listowel Credit Union today about home improvements. From now until November 30th 2017, borrow between €10,000 and €70,000 for Home Improvements and you can avail of a new lower rate of 7.5% (7.78% APR).

As the economy picks up and consumer spend confidence continues to improve, more of us will consider home improvements as we enter the latter stages of 2017. The extension of the Government’s Home Renovation Incentive Scheme also provides some welcome tax relief for those planning expenditure on repair, renovation or improvement works this year.

You can borrow for many purposes such as:
•    Painting & Decorating
•    Renovations / Extensions
•    Attic Conversions /Conservatories
•     Windows / Insulation
•     Fitted Kitchens / Sliding Wardrobes / Furniture
•     Garages / Driveways / Footpaths
•     Plastering / Plumbing / Heating
•     Bathrooms / Tiling / Wooden Floors

The philosophy at Listowel Credit Union has always been to look at things differently. The credit union understands the difference a home improvement loan can make to your life, increasing comfort and adding space, so they always look at the whole story to make sure you feel at home with the loan process. Only home improvement loans with realistic terms are proposed, which you can pay back in a way that works best for you. There aren’t any administration fees or transaction charges and you can pay back your home improvement loan early without penalty, if that becomes an option. In your local credit union, you are not a customer, you are a valued member.

No matter what your home improvement loan is for – from a total revamp, to just a little redecorating, your credit union will ensure everything is clear, transparent and straightforward. So you can get on with creative and wonderful improvement ideas for your home, your way. Remember though that it is important to put in place a budget and know where your money is going before throwing your savings or borrowings at a project. If you’re thinking about turning your house into a home again, Listowel Credit Union can help – call in to us today in Listowel or Ballybunion or log on to www.listowelcu.ie to find out more.

Commenting on the launch of the home improvement loan campaign Denis Dillane, CEO, Listowel Credit Union said:“ The Irish property market is certainly showing signs of recovery and this in turn is giving people confidence to carry out home improvements that were maybe put off during the depths of the recession. Listowel Credit Union is delighted to be able to offer a home improvement loan product to our members at a very competitive 7.5% rate. We would encourage members contemplating undertaking improvements in their home to contact us about finance.”
For more information on The Home Renovation Incentive Scheme go to www.revenue.ie

*Cost of Finance.
For a €25,000, 8 year variable interest rate loan, with 416 weekly repayments of €78.89, an interest Rate of 7.5%, a representative APR of 7.78%, the total amount payable by the member is €33,233.50. Information correct as at 01/09/2017.

Loans are subject to approval. Lending criteria, terms and conditions apply. Listowel Credit Union Limited is regulated by the Central Bank of Ireland.